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Individual Voluntary Arrangements
and Debt Management Plans personally tailored to YOU



Confused by the options?

Unsure whether you should choose an IVA or Debt Management Plan?

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An IVA (Individual Voluntary Arrangement) can allow you to become debt free within just 60 months or less and can write up to 60% off your existing debts
Could an IVA help you?

Or a Debt Management Plan?

A Debt Management Plan is an informal agreement made between you and your creditors, organised and negotiated via a debt management company on your behalf.
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·    A formal arrangement between yourself and your creditors.

·    Your debts are fully written off at the end of this fixed period.

·    Interest is stopped in most cases.
·     One single easy to make payment per month which is shared out equally to each creditor.

·     Interest can sometimes be stopped.

·     Ideal for those with debt levels above £2,000. Owed to 2 or more separate creditors.
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